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[问与答] 今天大新闻怎么没人讨论存量房贷利率要降了,是不是真的?

发表于
据彭博社消息,中国正在考虑进一步下调存量房贷利率,允许规模高达 38 万亿元人民币的存量房贷寻求转按揭,以降低居民债务负担、提振消费

根据相关方案,存量按揭客户可以与银行重新协商房贷利率,而不用等到明年 1 月(通常的利率调整时间)。此外,居民也可以将现有按揭贷款直接转入其他银行,并按照最新利率签订合同,这将是房地产步入困境以来,首次允许这种被称为“转按揭”的操作。

https://36kr.com/newsflashes/2928318336015235

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