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[汽车] 发生事故时,交警不到场的情况下,如何防止事后不认账呢?

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刚买车的时候,在地下车库追尾了别人,当时也没报警,就是我主动打了保险公司电话,然后保险公司人员打电话过来让对方开车去某某 4S 店修理就完事儿了..

全程交警没来,保险公司人员没来,打完电话就散场了,我也没陪着对方车主去 4S 店修车,他自己开车去的.

现在想起来有点细思极恐的感觉,人与人之间信任度这么高吗?

若将来某一天我作为无责方遇到这种情况,对方认责并声称已报保险,然后让我自己去某某 4S 店修车,如何保证不是骗我的呢???

万一去了 4S 店发现根本没这回事,保险公司也没收到通知,双方也早就不在现场了.岂不是追诉无门?

不过现在大部分事故发生后,双方都对责任划分都有异议,这样扯到报警的话,交警出了责任认定书倒是不怕赖账了.

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