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[问与答] 公积金贷款额度越来越高?为什么

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21 年开始关注房子,那时候郑州公积金个人最高贷 60W 且审查很严格,代缴的社保公积金是不给通过的

这才三年过去,郑州公积金已经可以贷 130W ,且审核也放开资质不查那么严了,且郑州最近还开放了商转公 公积金中心上调通知链接: https://zzgjj.zhengzhou.gov.cn/zxindt/8668019.jhtml

目前郑州这边公积金利率为 2.85

我就搞不明白了。。。为啥公积金贷款额度短短三年就翻了一倍多,不是经济形式不好吗怎么公积金中心这么有钱呢?又是鼓励贷款又是让大家商转公,有点担心公积金按理来说不会走养老金的老路吧,怕过了几年想取取不出来

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