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[问与答] 贷款利率问题请教

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  • 最近招行给了一个 e 招贷的 2.1 折券,迫于家里装修需要用钱,去看下发现借贷 5w ,等额本息的还款方式,分 18 期还,每期固定还款 2854.23 元,平均每期利息是 76.45 元,算了下总共支付利息 76.45*18=1376.1 元,好像也不高啊。
  • 但是看了下页面显示年化利率是 3.45%,前段时间看到有 v 友说现在都是 2%多的利率了,是不是还能找客户经理要更低的折扣啊
  • 想请教下广大 v 友们,这个利率值得去借嘛

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