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[问与答] 现在买黄金靠谱吗？

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感觉大型战争和金融危机都不远了，但是现在黄金也是历史高位，入坑风险是不是也挺大的？
试探性的买了点 ETF ，这种基金有什么弊端吗？有没有低手续费、没有加工费，可以交割实物黄金的产品？

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