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[问与答] 如何理性看待 9.29 抢滩式房地产政策

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#预告( 09.24 ):金融支持经济高质量发展有关情况举行新闻发布会--国新办 http://www.china.com.cn/app/template/amucsite/web/webLive.html#3695fullText

#吹风( 09.27 ):上海、深圳将解除主要购房限制以刺激市场--路透社报道。https://www.reuters.com/world/china/shanghai-shenzhen-lift-key-home-purchase-curbs-boost-market-sources-say-2024-09-27/

#沸腾( 09.29 晚间):

1.中国人民银行公告:取消个人房贷浮动利率“重定价周期最短为一年”的限制;允许借贷双方协商调整利率相较 LPR 的加减点。http://www.pbc.gov.cn/goutongjiaoliu/113456/113469/5471192/index.html

2.广州市通告:9 月 30 日起取消一切住房限购政策。https://www.gz.gov.cn/gkmlpt/content/9/9896/post_9896004.html#12624

3.深圳市通告:外地户口持 1 年个税社保,可在市区买 1 套房;在郊区买房无需社保。取消商品住房和商务公寓转让限制。执行房贷首付比例下限(首套 15%、二套 20%)。售房增值税征免年限,5 年改为 2 年。https://zjj.sz.gov.cn/xxgk/tzgg/content/post_11579851.html

4.上海市通告:外环外购房所需个税社保年限,3 年改为 1 年;居住证积分达标、个税社保满 3 年的家庭,视同本市户籍;临港工作、职住分离者,可多在新片区买一套房。执行房贷首付比例下限(首套 15%、二套 20%)。售房增值税征免年限,5 年改为 2 年。https://fgj.sh.gov.cn/qtgw/20240929/e66e5975328e411ca736811e67bee559.html

#房地产再度狂欢?

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