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[问与答] 求教：父母已经超过 55 岁了，但是还没到 60 岁，如何买保险

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  1. 现在好像一些百万医疗保险都是限制 50-55 ，因为平时没生过病就一直没买过保险，错过了 55 岁这个时间点，好像要是 55 买了能一直续 20 年的吧。
  2. 如果现在这个年龄段准备买保险的话，想问下大家怎么选择比较好。
  3. 如果万一超过 60 岁才买，之后保险怎么买比较好呢？

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