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[信息安全] 直接用 TOTP 代替密码登录 有啥问题么？

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密码难得记，被破了又很麻烦。

既然都有各种 2FA 绑定，要不直接用 账号+TOTP 登录。不要密码了。

TOTP 每分钟刷新一次，限制每 10 秒只能尝试一次登录。这样有啥安全问题么？

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