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[问与答] 自己把车刮了,没有现场没有照片,应该怎么报保险?

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车头保险杠右边在今年年初被刮花了,

左前车轮的轮毂上个月被路沿蹭烂了。

都不影响功能,所以目前没有去修。再过几个月保险要续费了,准备等续费前修一次。问过保险公司,明确要求提供现场照片才能报销。

当时都没有拍现场照片,请问我应该怎么报保险?

而且这两个受损的地方在两个方向,一看就不可能是同一次擦挂造成的,因此也没有办法临时假装擦到墙来制造一个现场。

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