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[问与答] 有哪些知名的海外支付方式?

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想要整一个长期稳定的境外支付方式,大佬们有什么推荐的?我的情况如下:

  • 暂时没有国内信用卡,如果需要可以办;(但其实有点抵触信用卡 hhh )
  • 暂时只有美国 GV ,如果需要实体电话卡好像可以 TB ;
  • 主要是为了支付 OpenAI API 和 Apple 服务;
  • 体验过一些虚拟银行卡,感受不好(赚取费率能理解,就是自己算不过来,太复杂);
  • 有一张残血跨境多币种借记卡,用来支付 Azure 、Apple 礼品卡、YouTube 会员之类的,但无法满足上面两个需求。

求大佬聊聊看自己目前在用哪些海外付款方式~

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