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[问与答] 公积金贷款要不要改年冲？

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目前公积金贷款还有 65W ，公积金账户里余额还有 15W 。再想要不要改年冲，提前还一些。等明年 9 月份再改回月冲。缺点就是这一年里需要占用现金流还款，还有一个万一后面政策改了，不允许年冲改月冲，怎么办？ 大家怎么看

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